Free playbook
Selling and Buying at the Same Time
Outgrown your house, but need to sell it to buy the next one? The order of operations, the money in between, and how to never end up with two homes or none.
What's inside
The outline, ungated.
Sell first or buy first, how to bridge the gap, contingent offers, the rent-back, and timing two closings in Central Ohio. Free guide for doing both at once.
Part 1
Is this you?
- You own a home that no longer fits: another kid, a home office, aging knees, or a commute that changed
- The equity in your current house is most of the down payment on the next one, so the two deals depend on each other
- The fear is specific: owning two homes at once, or selling and having nowhere to go. This guide exists to remove exactly that fear with a plan
Part 2
The core decision: sell first or buy first
- How to read your own market, your equity, and your risk tolerance to settle the one choice everything else depends on
- A decision tree that stops at the first clear answer for your situation
- The four honest profiles, so you can see which one is yours
Part 3
The money mechanics: bridging the gap
- Bridge loan, HELOC, cash-out refinance, sell-and-rent, and the recast, compared on total cost not headline rate
- The carry-two-homes monthly cost worksheet, so the risk is a number you have actually looked at
- The qualifying realities lenders apply, in plain language
Part 4
Contingencies and the rent-back, explained honestly
- Sale-of-home versus settlement contingency, and how a Central Ohio seller reads each
- When a contingency protects you and when it quietly kills your offer
- The rent-back play in Ohio terms: rate, deposit, dates, and the overstay penalty that has teeth
Part 5
Timing the two closings
- The three timing shapes: same-day, back-to-back, and buy-first-bridged
- What your title company coordinates across both deals, and why one company beats two
- The two-closing timeline worksheet, plus the rent-back cushion that removes the homeless weekend
Part 6
Winning the offer while you are also selling
- How to surface your sale's real status so a contingent offer still reads as strong
- Setting your true ceiling and appraisal-gap cap from the carrying-cost reality, not the heat of offer night
- Why a move-up buyer has a specific reason not to over-waive inspection
Part 7
The fallback plans
- What to do if your home does not sell in time, decided in advance instead of in week five
- What to do if your purchase falls through after you have already sold
- The fallback decision sheet, both directions, so a calm version of you makes the call
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Aaron Leddy · REALTOR® · Red 1 Realty · Serving Central Ohio

